Article Of The Week 2: Dividend Daze

Week 2 of Article Of The Week. I hope everyone checked out the debut article, last week.

This week, Dividend Update – August 2017 by Dividend Daze.

No mystery here, I’m sure you’ve figured out what this article is about!

What I liked most

Dividend Daze beat his own record with 7 different companies paying him in August. Quite the achievement and the future should only get brighter.

There’s also some insightful graphs that help to make sense of the progression.


I love mixing it up with dividend investors on Twitter, they seem to have the most focus and a strong commitment to the long term.

Though, strictly speaking I wouldn’t class myself as a Dividend Investor, 25 of the 29 stocks I hold are dividend payers and I rely heavily on dividends for the majority of my passive income.

I hope you enjoy this article as much as me. Dividend Daze does these monthly so it’s a gift that keeps on giving (like dividends!).

Click the picture below for the full article

Article of the week: Dividend report

You can check my monthly income updates too here.


Wealth Building & Income Update – August 2017

August was a fun month for me, but let’s see how it was financially with this months Wealth Building & Income Update.

Last months passive income was £11.99. This month there is a small dip to £8.25 (Note to self: try to stay calm).










Property Partner




Total | Change




Apple alone provided the dividend for this month. Dividends income should improve for September through to November.

Income from Property Partner is growing steadily if we disregard the one-off promotional payments from last month.




Property Partner

Rate Setter































Fingers crossed, September brings an increase.

In terms of the overall portfolio, Crypto surged since last month and stock decreased slightly.

Portfolio Tracker – 1/9/17































Nothing too exciting. Just need to keep buying and keep reinvesting income. Roughly £360 was used to add to the portfolio in August, I’d be happy to keep this up but I’m sure life will get in the way of that!

Thanks for reading.


Free Business & Skills Events This September

Hello all,

There are quite a few events that I am either attending or planning to attend this month so I thought I would put them all in 1 place for everyone to see.

All events take place either online or in London.

Hope to see some of you where possible!

5th September
Seedrs Bitesize Pitches (Hurry it’s today!)

“Seedrs invites you to a fast-paced pitching event featuring ambitious businesses currently raising on Seedrs.”

Click here for more information and to register for event. You will also need to register with Seedrs by clicking here.

6th September
Property Partner – Purpose-Built Student Accommodation (online webinar)

An interactive session where you’ll learn more about why Purpose-Built Student Accommodation is amongst the most desirable asset classes.”

Click here for more information and to register for event.

13th September
Start Up Braga @ Seedrs HQ

“Startup Braga and Seedrs invite you to Startup Braga’s London roadshow event. Startup Braga has helped over 100 startups from Portugal to launch entrepreneurial projects across international markets in digital, health and nanotech.”

Click here for more information and to register for event.

14th September
Introducing Fishy Filements; Recycling Cornish Fishing Nets For 3D Printing (online webinar)

“In this interactive session Ian Falconer, Founder/CEO of Fishy Filaments Ltd will describe the company, its background and aims.”

Click here for more information and to register for event.

28th September

“Jobbio HIGHER is a careers event like no other. Connect with the UK’s leading tech companies, network with your peers, and get inspired by industry thought leaders.”

Click here for more information and  to register for event.


Know someone who might be interested in the above events? Please share this post with them!



Article Of The Week: Of Dollars And Data

As a potentially up and coming blogger, I like to look at those that are better than me.

This new feature will look at articles or posts that I’ve enjoyed from different blogs from the world of personal finance and investing.

This week, Falling Fast and Rising Slow by Of Dollars and Data.

A great article about how stock prices slump quickly and ascend sluggishly. Well worth reading!

Click the picture below for the article



Prepare For Fee Free Trading With Freetrade…

…was everyone able to easily read the title? it’s not meant to be a tongue twister but I can edit it if it’s too much of a struggle.

In any case, I want to take some time out to look at Freetrade, a mobile-only stock trading app that allows users to trade for free, no fees & no commission! the rollout begins late this year.

I invested in Freetrade via Crowdcube where they smashed their funding target and raised 360% of the expected amount earlier this year.

The crowd-raise went so well that they are becoming directly authorised stockbrokers which will see additional benefits.

Check out some of the features below:

It should come as no surprise that Freetrade is in the top ten biggest crowd raises this year. Its super-cool to talk about disruption right now but Freetrade are actually ‘about that life’.

The above features speak for themselves but the most important selling point is the free trades.

Right now, the standard cost per trade I pay is £12.50. If I wanted to buy £200 worth of HSBC shares, the fee would be worth 6.25% of the investment. Too high.

There are cheaper options out there but what beats f r e e ?

I am also excited by the possibilities created by fractional shares on the platform. Some companies like Tesla and Amazon are lovely to own but so damn expensive! Freetrade means I will be able to afford to add them to my portfolio.

One point that might be more important than my portfolio gains, is getting more people involved in the stock market who were previously scared off by high fees or perceived complexity.

I know people who will argue for hours about who makes the best smartphones but won’t touch the stock market to buy into Apple or Samsung, for example. Soon they could be buying shares on those same smartphones.

I have high hopes for Freetrade and I’m sure that a lot of expensive stockbrokers are worried right now.

If you missed the previous funding round, unlucky… but you can still register your interest for potential future rounds by checking out Freetrade’s pitch on Crowdcube. Whilst you’re at it, do me a favor and register for early access to the app. There’s no financial incentive but I do get bumped up the queue by referring others (you can too by registering and sharing your own link).

Want a final way to get involved? apply for one of their current vacancies, just get me to the front of the queue once you’re hired 🙂


HeavyTrackerz – Odyssy Intro (ft Noel Clarke & P Money)

OK, so little break from YouTube for this weeks Money Music Monday.

On Wednesday, I was at The HeavyTrackerz album release party in London, it was a good vibe.

Now its one thing to be musically talented, a lot of people are. But it is another thing to be talented, successful and release an album independently!

Getting to the song, It’s all about following your dreams, building your platform and creating your own opportunities.

Exactly what The HeavyTrackerz are doing. Something I’m trying to do.

Grab the song on  itunes and Google play. Heres the link for everything else:


3 Micro Side Hustles To Try!

Update: following a great question from commenter, in10jaarfinancieelvrij(check out their blog), I have renamed this article to include the word “Micro”. This is because they offer a decent return for a small amount of time. For a good return (£50+ a month) it would require a lot more effort and spending, probably too much. I have a post on my side hustles for August coming soon so keep an eye out!

Money is everywhere and opportunities are endless. You already knew this though, right?

Today, lets have a look at 3 platforms that have been very kind to me.

Meet Quidco.

Quidco has been good to me year in, year out, as you can see.

Quidco is a cashback website in the main but also offers paid surveys. There are other sites (TopCashback is available in USA, unlike Quidco) that do the same thing as Quidco but I have stayed loyal for the sake of simplicity.

As veteran for over a decade, I know Quidco very well. Here are my top tips:

– Don’t be tempted to buy things you don’t need just to get cashback
– Always check Quidco first when making a purchase online (download the browser extension)
– Quidco is most effective with expensive buys like holidays or contracted  buys such as an internet provider.
– Keep your purchase confirmation emails organised in case you have to refer to them for a claim.
– Check out the in-store cashback features for cashback offline!
– There is a free option and a premium option (£5 per year), decide which is best for you.

Referral Link –

Now, meet Job Spotter from

I’ve just started using this app this month and look what I’ve made already!

Its really simple, find a ‘Help Wanted’ poster advertised at the business location and upload a picture of the poster and the store front to the app.

Have a look at an example of my work from the Indeed website

Super blurry eh? I know. The point is though, Im being paid to help people find work. It feels great!

As great as it feels, there are two issues to consider. Firstly payment is made in Amazon vouchers and not cash. Second, I’m not sure how regular this income will be as I have already exhausted most of the shops near my work and home. Time will have to tell.

Finally, meet Google Opinion Rewards.

This app pays for doing surveys in Google play credit. Again, cash would be better but the surveys are short and I was able to download Rich Dads Cashflow board game for free. The surveys tend to be short so it doesn’t eat up too much time.

What do you make of these side hustles? have a side hustle I should be checking out? let me know!