Wealth Building & Income Update – December 2017

It’s 2018!

What better way to start the year than to recap passive income and portfolio growth for December?

There is no better way, this is the only way. Let’s go!

Passive income for December

Source

Amount

Dividend

£17.18

Bank

£162.86

Property Partner

£6.90

Rate Setter

£1.56

Wise Alpha

£1.99

Grand Total

£190.49 (£30.63)

Dividends streamed in from Unilever (£1.92) and BP (£15.26).

Disclaimer time: the income from the bank category includes £159.86 of interest (the remaining £3 is the monthly reward account bonus). This £159.86 is not used for further investment and is not included in my portfolio below.

However, it is still passive income which was earned and I treat it the same way I treat the other passive income sources – it goes back to work to yield more income.

I’m gleeful with the £6.90 from Property Partner, I recently wrote about my goal to reach the £10 a month mark on this investment.

Wise Alpha came through with another interest payment in December. I like that.

Portfolio Tracker

Month

Stock

P2P Lending**

Property Partner

ECF*

Crypto

Wise Alpha

Total

MoM increase

Asset purchases

Saved in month

July

£9,895.62

£354.31

£1,790.72

£423.26

£372.93

£301.48

£13,138.32

n/a

£320.00

Aug

£9,705.19

£355.38

£2,056.24

£468.85

£646.42

£303.26

£13,535.34

3.0%

£469.79

£325.00

Sept

£9,824.55

£366.27

£2,234.89

£535.92

£670.45

£405.30

£14,037.38

3.7%

£480.66

£320.00

Oct

£10,205.37

£402.50

£2,295.37

£556.47

£867.43

£407.76

£14,734.90

4.9%

£111.75

£320.00

Nov

£10,587.99

£453.54

£2,301.46

£567.67

£1,328.68

£409.87

£15,649.21

5.9%

£620.00

£585.00

Dec

£10,880.69

£455.56

£2,500.04

£569.00

£3,335.36

£512.52

£18,253.17

16.4%

£1,085.64

£570.00

Total

£2,767.84

£2,440.00

*Seedrs & Crowdcube
**Rate Setter & Assetz Capital

By my standards, an amazing month of growth! 16.4% growth is the Christmas present I didn’t expect.

Again, crypto powered the portfolio forward. I spent a lot diversifying into coins not called bitcoin and luckily nearly all of them went up.

For more on bitcoin, check out this thoughtful piece.

Meanwhile, on Wise Alpha, I bought £100 of this bond to beef up my fixed income. The current yield is 9.5% and the estimated yield to maturity is 8.7% (this income will not be for vegans).

All in all, I’m grateful for all the income and growth I’ve experienced in 2017. Most of all, I’m grateful to you – for reading my blog.

Heres hoping for maximum prosperity and happiness to you in 2018!

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