Watching The Money: Top 10 Greatest Business Movies

Top ten lists tend to be terrific to read or watch.

Here’s another you may like. gives us 10 of the best business movies for inspiration and viewing pleasure.

1st place probably won’t be a surprise to some but there will be some you may not know about.

Are there any movie gems that are not on the list? let me know in the comments below as a matter of urgency!

Wealth Building & Income Update – July 2017

July is now done which means it’s time for a brief look at my passive income and portfolio size for the month.

These updates will become more detailed and insightful as I gather more data.

Last month, I made £33.70 in passive income. This month sees a vast decline due to a lack of dividend payouts for me.










Property Partner






Only Disney paid me dividends in July. Months like this only remind me that I need more dividend stocks in my portfolio.

Stupidly, I missed out on a free £3 from my reward current account because I accidentally went above the overdraft buffer.

Guess I’ll have to be more organised going forward. It’s never fun to miss an open goal.

RateSetter takes a small step forward from 90p to £1.02. It’s strangely satisfying to smash through the £1 mark.

Providing £8.88 this month, Property Partner has seen a jump of 140% from last month. However, this level will not be sustained as it is mostly due to one off payments from special offers a year ago.




Property Partner

Rate Setter



















The table shows the situation so far. My income shrunk by 64.4% but I am not bothered. Just need to keep buying.

Taking a look at my overall portfolio, it’s obvious that there is a lot of work to do.

Portfolio Tracker




Property Partner
















The above figures are based on current valuations which can quickly fluctuate so the table is best taken with a pinch of salt.

My immediate portfolio goals are to reach 10k on individual stocks, begin index investing with Vanguard and to continue to find disruptive new platforms to invest on.

Am I missing any tricks? should I invest more into crypto? should I just give up??

Definitely jump in the comments if you have any ideas that may be beneficial to my growing empire. Equally, let me know how July was for you and your portfolio⇩


Jeff Bezos is richest man in the world. UPDATE: He isn’t. (Infographic)

Today was a great day. For Jeff Bezos. For a bit.

He became the world’s richest man (BTW, who is the worlds richest woman?). It didn’t last long though and Bill Gates took back his number 1 spot, pushing Jeff into second.

Hopefully, Jeff wasn’t too hurt by the news. I don’t think ‘Second place is first loser’ applies here.

With that said, check out the amazing infographic on Jeff’s life and times which I found on

For more on Jeff’s story,  the infographic is inspired by this book sold on Amazon.

Anyone else wish Amazon shares weren’t so expensive?

Please get inspired.


Mastering The UK Tax Allowance System in 2017

For 156 years, here in England, we had the window tax. The window tax was (wait for it………..) a property tax based on the number of windows in a house.

Think daylight robbery.

Nowadays taxation is generally in a more sensible place yet we all want less of it.

Still, we do have some advantages in this game of taxes. Most of my mates aren’t aware of a lot of these tax breaks, allowances and bonuses so let me know if any are new to you.

Personal Allowance: £11,500

This is the amount we don’t get taxed on so if you never want to pay income tax, don’t earn above this amount.

Seriously though, be sure to check with HMRC if you think you are incorrectly paying tax on income.

Personal Saving Allowance: £1,000

This is the amount of interest we can earn without paying tax and can apply to not only traditional saving accounts but P2P lenders and bonds too.

Individual Saving Allowance (ISA): £20,000

Things can get slightly messy here. The ISA limit is 20k which can be used for an ISA savings account or/and an ISA stocks and shares account. You can have both as long as you don’t go over the 20k limit.

You can also have a Help to Buy ISA (comes with 25% bonus towards buying your first property), Innovative finance ISA (Peer to peer lending) or LISA (Lifetime Individual Saving Allowance: comes with 25% bonus towards first property or retirement. 4k max allowance).

Basically, your ISA limit is 20k, you can allocate the 20k to any of the different ISA types mentioned above.

Dividend Allowance: £5,000

The dividend allowance was almost reduced by 60% to 2k so be grateful, for now.

We can earn 5k of dividend as an investor or business owner without paying any tax.

Capital Gains Annual Exempt Amount: £11,300

Capital gains tax is what you pay when you make a profit on items you sell. This could be shares, antiques, property etc.

So there’s a combined £48,800 of tax-free cash that wants to be yours this year. Did I miss out any tax allowances? Do let me know.

Note: Amounts are based on the basic rate of tax. Check HMRC for most accurate information.


Workings of the Economic Machine

Great video here from Ray Dalio (@RayDalio) for you to sink your teeth into.

Lets be real here, you probably don’t trust me with 30 minutes of your life just yet so let me give you the 3 main rules of thumb to take away from the vid.

These are applicable on a personal level and at a macro-economic level so they are doubly important if you happen to be the Prime Minister. Hi Theresa 🙂

Rule one:


Rule two:


Rule three:


Guess what you’ll need to do to understand why these rules are so crucial? Enjoy!

Diversify Into Different Asset Type’s Like A Boss With The Stock Market

The stock market such a dynamic way to invest.

Because the stock market allows us to jump into an infinite amount of industries and most asset classes are represented.

What is it you want returns from? Gold? Bitcoin? Whatever your answer is, your interests can be served by the stock market one way or another.

Let’s take a look how you can gain from various asset types via the stock market

1. Gold

“When paper money systems begin to crack at the seams, the run to gold could be explosive.” – Harry Browne

Gold is renowned for being a top-notch safe-haven. As well as a powerful hedge against inflation. The price of gold mining stocks tends to correlate with the price of gold.

Centamin (LSE:CEY)
Goldcorp (NYSE:GG)

2. Oil

Cinemagraph GIF - Find & Share on GIPHY

Oil is possibly the most strategically important commodity available. The economy without oil would simply break down and our personal lives would take a major hit too.

Again, the price of oil stocks tend to correlate with the price of oil so if you don’t enough spare cash to find undiscovered oil, drill & distribute it efficiently, then buying stock in an oil producing company is a good shout.

Saudi Aramco (Awaiting IPO)

3. Property

“It’s tangible, it’s solid, it’s beautiful. It’s artistic, from my standpoint, and I just love real estate.” – Donald Trump

“You make money from property and do business for fun.” – Alan Sugar

Apprentice-boss quote beef aside, property is known for being THE ultimate investment, especially in the U.K. The fact that there has been no loss for (residential) property over any 5-year period since 1973 supports this.

Real Estate Investment Trusts (REITs) own property portfolios and trade on the stock markets. They are obliged to hand out 90% of income to shareholders every year.

Another way to benefit of bricks and mortar would be to invest in a property building company or a mortgage lender.

British Land (LSE:BLND)
Taylor Wimpey (LSE:TW)

4. Cash

“Cash is King” – The Richest Man in London. This quote has no owner so I’m claiming it.

I won’t lie, conceptually this is quite odd but keep with me. Banks look to make profit from people trusting them with their cash. The more cash we hold in the bank as a country, means more money for the banks to flip.

Though, I’m not saying banks increase in profitability as they receive more cash from customers. I am saying that cash is central to the banking system. So you can make money from cash as they make money from cash.

Lloyds Bank (LSE:LLO)

5. Bitcoin (Cryptocurrencies)

A lot can be said about Bitcoin right now as  August 1st looms. Something about Segwit, BIP148 and hard forks etc. I wish I could explain it.

Cryptocurrencies and blockchain are a new type of asset. No one knows how it will end but the insane growth of the sector in such a small space of time cannot be ignored. Bitcoin is currently at £2146.73 and in January 2013 it was less than £10.

Tech-guys mine bitcoin online with powerful hardware. The hardware has to keep getting more powerful to make mining profitable. So instead of mining or buying bitcoin, how about the companies that supply the mining software?


6. Yourself

We are always encouraged to invest in ourselves which is purposeful advice. Let’s see how we can adapt this to the stock market.

Firstly, if you work for a listed company, then it should follow that the work you do is meaningful and is helping your progression (if not, think about leaving). Equally, you should believe that the company will have long term success (if not, think about leaving).

So how about intensifying the relationship and buying a small share in the business that you work for? You’re investing in yourself by being at a great company, the great company is investing in you and you’re financially investing in the great company.

Another way to use the stock market to invest in your self would be to invest in a company whose services or products you use to be productive. This could be a publishing company that provides you the books you read or a education company providing you with a course; investing in these companies are an indirect investment in yourself.

Pearsons (LSE:PSON) – Educational courses and publisher
Microsoft (NASDAQ:MSFT) – Productivity software and hardware

Wrap up

Buying shares allows for strong diversification and lets you benefit from different types of asset.



The Legendary Story of Barcadi?

I’m a big fan of Barcadi. I’m a big fan of rum.

I’m a big fan of alcohol but let me not lose focus here.

Whilst I knew Barcadi was one of the biggest spirit brands in the world, I didn’t know that it was privately owned by the Bacardi family. Nor did I know that the family was exiled from Cuba and all of their assets were stripped by Castro’s goons soon after the Cuban revolution.

Thank @BCasual_YT for that information and find out how they got back to dominance by watching the video below

I wonder if they will ever go public? or be bought by another company. I like to think I could be a co-owner some day

Please drink responsibly.